Welcome 2023 stock markets - Looking for Value and Income in this recession looming environment

Good Morning value stock investors. 2022 was a very bad year for me personally, not so bad financially. My only brother and my 15 year old cat both passed away in 2022. My wife also faced many healthcare challenges in the year. So I was very busy with real life things and had very little time to blog my thoughts about the stock market. Enough about me, some stock thoughts for Q1, 2023 investing. I am not a forecaster of the markets. I only know when I think certain stocks are a good value to buy. I thought to also mention that at some point when interest rates stop going up in 2023 that there will be a tremendous opportunity for total return in Vanguard Bond Funds.

I really like the stock of Qualcomm (QCOM) in 2023 at around $109.00 price. A whole lot of earnings at a very reasonable price. There will be some layoffs in tech, but Qualcomm keeps rolling along.

Celanese (CE) at $102 per share is a chemical polymer company in a steady buisness and even though earnings will be down in 2023, they will still roll in around the $12.00 earnings mark. Also, Buffett in friends has an investment here, and Berkshire Hathaway is very good at scouting out intrinsic value in a business.

Staying with the "C" stocks, I also like CF Industries, (CF), at around $85.00. A fertilizer company that is fat with earnings, but also the company with a contract to capture Exxon Corp's carbon emissions. Cannot get greener than that cause, and a huge customer to have with the purpose of a cleaner world.

Then at sometime in 2023 when prices look reasonable, I like the intermodal railroad shipping business. Here I will give you a choice of 3. This is a no hurry, but sometime during the year pick up one of these stocks. Canadian Pacific , (CP), $74.59 with its upcoming Canada/USA/Mexico map footprint. This one I own currently. >>>>>>>>>>>>>>> The second choice is Norfolk Southern Railway, (NSC), which is focusing in 2023 on increasing intermodal business. Price $246 and a forward PE of 17.5. These are capital intensive businesses so not normally purchased going into a recession. But, non the less, very good, Class 1, monopoly railroad businesses. Impossible for competitors to enter this business. >>>>>>>>>>>>>>>>> The last one is, CSX Corp.(CSX), , $30.98 , that footprint covers the eastern USA from Florida to Detroit, New York to the border of Canada, and up to Massachutsetts. That's all I have for now. 3 Month US Treasury bills are your freind also in Q1, 2023. Do not be in a hurry in 2023. No Hurry! >>>>>>>>>>>>>>>>> Sincere regards for those who are new and also those that have followed me over the years since 2009. Freewilly

Investing in value stocks in the face of a raging war of aggression, inflation, Fed rate hikes, and an energy supply dilemma

Greetings fellow citizens of the world. I hope you are all safe and well. Our hope and prayers go out to the men, women, and children of Ukraine.

The brave people and freedom fighters of Ukraine remind me of our brave patriots in America in 1776, when another country with an overwhelming army force tried to dominate a free people here. Our patriots used a strategy of attack, fight and retreat, always drawing the enemy out of position. Until finally they moved them into a position where they had to surrender.

At the same time, you still need to work on building a portfolio of stocks for your life and retirement, so I am back to give you ideas! So say the idiot leader, decides to connect Kalingrad back with the main body of Russia. Suddenly, this attack on NATO, triggers the source of Russia's wealth and oil, Volgograd to be taken under control or blocked from delivering Russian oil. It could happen, triggering $200 a barrel oil. So I think it would be a good idea to take a position in Chevron (CVX) and EOG Resources, (EOG) . These stocks are already up a bit, but this war is only in Day 10. ********************************************************************************************************************* In the fog of war, there are a lot of other things going on with the rotation of our stocks here in the USA.

You may have noticed that there are many people at the airports traveling and that coming out of Covid things may pick up dramatically with travel from people being couped up. I think that Delta Airlines, (DAL), is quite a buy here. They also have a hedge for jet fuel with owning some oil processing properties. I also like a company that has been waiting a while to get chips to finish their electric trucks. They should get them soon. Ford, (F), can be purchased at a discount here. The Ford F-150 is the most popular truck in the world. Ford's electric truck should do pretty well. I also like a little bank stock that is going to complete a merger and is trading under book value. New York Community Bank, (NYCB). They should have a well supported dividend and good earnings. (this one is my broker's idea!) ********************************************************************************************************************************* Back to the battle lines of the war. Russia is locked down for business, (I support the Russian people, but not their leader), and now with Belurus being sanctioned also, there is going to be a big shortage of agricultural chemicals like potash for farming. I like and own FMC Corporation (FMC), and I also like The Mosaic Company, (MOS). Russia and Ukraine combined provide around 40% of the wheat for all of Europe. These are big countries. So this is a major robbery by Putin for wheat, oil, and the natural gas properties that lie below the Black Sea off of Crimea. Putin wants and needs this wealth to keep control of his country. He will never control Ukraine in the long run and he will probably bring his own country down to its knees and to needless suffering.

Glory to Ukraine!! Freewilly

The results are in for my 2021 stock picks and they look pretty good. Crypto currencies were the shooting star for 2021, but there are other blogs out there to discuss that.

12/28/2021 Greetings Everyone. Sorry I have been invisible. A confluence of things hit in 2021 including my regular job being extremely busy. Family health issues , Covid 19, and the markets wild rides and unpredictability on the short term, also had an effect on writing. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> So here are the results for the Freewilly's Stockpicker Blog - 14 Value pics. The average total return was 32.61% and did not include dividends in an excellent year to accumulate capital. ***** I used 12/26/2021 as the cutoff date for results. as>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Here are the reults: Athene Holding LTD.- ATH Up 97.52%, Generac Holdings GNRC Up +54.47% Microsoft Inc. MSFT +50.48% , Lennar Inc. LEN +46.99%, Quest Diagnostics DGX +40.18% , McKesson Inc. MCK - +38.44% , PNC Bank PNC - +32.84% , AFLAC Inc. AFL - +29.73% , Berkshire Hathaway B Shares BRK.B - $27.01% , Walgreen Boots Alliance WBA - +26.58% , Canadian National Railway CNI - +10.76% , Akamai Technologies AKAM - +10.68% , Stellantis N.V. - STLA - +3.81% , >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> ..and the one loser down -12.91% - Timkin Co. , a company and stock that I still like here for 2022. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Then the two speculative picks that came down with the high growth company flyers this year and that I still own and like both: Oncocyte Corp. OCX - Down -3.77% and Rada Electronic Industries LTD.- Down -3.08%. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Oh and did I mention that we had a hail storm in July that destroyed both our roofs and destroyed some of our aluminum siding!

There was also a tornado, that hit a mile away from my home 3 weeks after that storm, that did damage like I have never seen with my own eyes! What a year of such crazy contrast. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Investing wise though, it was just a tremendous year to add equity into your retirement accounts. Hopefully it does not start getting taken away by Inflation this year. Have a great and healthy new year 2022. I will need to really look hard at my stock picks for 2022. There still seems to be lots of value out there if you know where to look. Sincere Regards, FREEWILLY

Nvidia at $475 -$515 during the NASDAQ swoon is very interesting idea! Portfolio construction in a time of high valuations

Dow Jones Industrial Average (Down) 31,496.30 - Week ending 03/05/2021 --------------------------------------------- S & P 500 (Down) 3841.94 --------------------------------------------------------------------------------------------------------------------------

Charlie Munger says when Warren Buffett lectures at business schools that he says , "I could improve your ultimate financial welfare by giving you a ticket with only 20 slots in it so that you had twenty punches, representing all the investments that you were allowed to make in a lifetime. Under those rules, you'd think carefully about what you did , and you'd be forced to load up on what you'd really thought about. So you would do so much better." ------------------------------------------------------------------------------------------------------------------------------------- Well it is my humble opinion that if you followed Warren's advice, that Nvidia, (symbol NVDA), deserves a place as one of those punch card slots if you could get it at a price that was reasonable. Well this past week you could have picked up 5,10,or 15 shares of NVDA at prices between $475 and $515.00 and put in place a building block for constructing a very solid porfolio of stocks. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Here is a great quote from Chuck Akre of Akre Capital Management from the book which I consider the Value investors "Bible", " The Art Of Value Investing" by John Heins and Whitney Tilson. ----------------------------------------------- Chuck says: "A company compounding capital at a way above-average rates when I have great confidence that will continue and the valuation is modest, I want to hold it at a size where it can have a material impact on the portfolio. The rationale is that simple." --------------------------------------------------------------------------------------------------------------------------------------------------------------------Wow! That sentence hit me like a thunderbolt of common sense in investing. -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

----------------------------------------------------------------------------------------------------------------------------------------------------------------------- >>>>>>>>>>>>--- Another reason Warren Buffett's 20 number of stocks works so well is because you can try to make sure that no one stock takes more than 5% of your portfolio weighting. It gives you a balancing method by adding or subtracting shares of a stock. Warren himself does this procedure with his Apple shares. Because Apple was buying back their shares, Warren was able to sell some his position off yet maintain an equal or slightly higher % of the outstanding shares of Apple (AAPL). Although Warren has no fear of concentrating a massive position when it is to Berkshire Hathaway's advantage. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ I am a little bit fearful, (my antennas are up!) about an additional 1.9 Trillion dollars in stimulus being added into the mix here. The government will need to carry this either by raising taxes or by issuing a bunch of new treasury bonds. Both Jamie Dimon of JP Morgan Chase and Warren Buffett are telling people not to buy bonds here. What if nobody wants to buy our 10 Year treasury bonds to fund this? This could create a Black Swan event where interest rates on the 10Year bonds have a violent spike up until it finds buyers? That would not be good for many weaker growth stocks, and could drag the whole stock market down. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- We will let Chicken Little "The sky is falling" worry about that one!---------------------------------------------------------------

----------------------------------------------- -------------------------------------------------------------- Have a great week, FREEWILLY --------------------------------------------------------------------------------------------------------------------------------------------------------------------------

2021 Freewilly's Stockpicker Blog - Round Table - Value stock picks

Memo January 31st - (Jackie Robinson's Birthday) ---------------------------------------------------------------- Here are my picks to start the year 01-01-2021: >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Timkin Co. -(Symbol TKR) *************************************************************************** Generac Holdings - (Symbol GNRC) ******************************************************************************* Stellantis N.V. - (Symbol STLA) ************************************************************* PNC Financial Services Group Inc. (symbol PNC) ****************************************************************************** Berkshire Hathaway -B - (Symbol BRK.B) ************************************************************************************************** Canadian National Railway Co.- (Symbol CNI) ****************************************************************************************************************** Athene Holdings - (Symbol ATH) ******************************************************** AFLAC - (Symbol - AFL) ******************************************************************************************* McKesson Corp. - (Symbol MCK) ********************************************************** Quest Diagnostics - (Symbol DGX) ******************************************************************************************** Microsoft Inc. - (Symbol MSFT) ********************************************************** Akamai Technologies - (Symbol AKAM) ********************************************************************************************** Lennar - (Symbol LEN) **************************************************************************************************** Walgreen Boots Alliance - (Symbol WBA) ******************************************************* ************************************************************************************************************* ************************************************************************************************************* And a couple of more speculative picks: OncoCyte - (Symbol OCX) **************************************** Rada Electronic Industries LTD. - (symbol RADA) >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> > >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Did I mention that I hate the new blogger format in HTML! That's all. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Freewilly

The results are in for the 2020 picks for the year. 12.14% return was the average without dividends added in. Good, but once again Growth beat Value in 2020

Dow Jones Industrial Average Week Ending 12/25/2020 $30,199.87 (Up) 0.23% S & P 500 3703.06 (Up) 0.35%

<<<<<<<< 2020 as a Highway The results are in for 2020. Hard to talk about stocks at all in 2020 with 1.76 Million people worldwide dead from the Covid 19 pandemic. We need to move forward under the caution flag. Be smart and do not get complacent especially as we wait for many Covid 19 vaccines to arrive. People still need to work on improving their position for savings and retirement. The show must go on, at least in investing. Here are the 2020 picks which averaged +12.14% :

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> PayPal (PYPL) + 117.17% --- Adobe Systems (ADBE) +52.50% --- Timkin Inc. (TKR) +36.62% --- Progressive Insurance (PGR) +33.93% --- Eli Lilly (LLY) +30.41% --- Levi Strauss Company (LEVI) +11.72% --- Nestles Company (NSRGY) +7.32% --- Goldman Sachs (GS) + 5.31% --- Medtronic (MDT) +2.87% --- Phillip Morris (PM) +1.18% --- Waste Management (WM) 4.38%

... and the losers: ..... Berkshire Hathaway B (BRK.B) -1.36% --- Boot Barn Holdings (BOOT) -8.11% --- Mylan/Viatris (Merger) (MYL/VTRS) - 11.69% --- Goodyear Tire (GT) -32.88% ---- Occidental Petroleum (OXY) -55.06%

I will formulate the 2021 Value Picks and post them in another future blog. >>>>>>>>> I am having some troubles with the blogger interface moving now to HTML and every logo I try to snatch to use now has licensing fees. I do not earn anything from my blog posts. It is to assist other investors, not make money from my post. ( If I want to make money, I will simply purchase and hold the stock picks that I am recommending!!!!) Have a Happy Holiday and a Healthy and Prosperous new year - 2021 >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Freewilly

2020 continues on, Covid is rampant everywhere, the US election is mostly decided and stocks, well, they keep moving up. What you need are some "teflon" stock ideas.

 Dow Jones Industrial Average 29,263.28  (Down , but way up since my last post)

 S & P 500 Index - 3557.54 

So how do you function with long term investing during a full blown worldwide Covid virus pandemic and during a feverishly pitched, disputed election here in the United States?  You need to calmly stand back from all the noise and kind of look at things from above and use the same guide and metrics you always have for buying good companies.  Companies that are "Teflon" coated,  so that turbulent market conditions seem to just slip off them.

Look for solid Return on Investment, Return of Equity, growth in earnings for next year, and very importantly little or no debt. Like Peter Lynch said, "I never met a company that went out of business that had no debt".

I have not been posting for awhile because of excessive speculation in many of the Covid "growth" stocks. You will not find stocks like Zoom,  DocuSign or Teledocs here in my blog.  I will not invest in "Castles in the Air" stocks. These "single tiered product"  stocks can only lead to great future pain. The % percentages are not with you for stumbling upon an Amazon, Tesla, or Netflix.  Those are the more rare exceptions. 

I put together a list of 5 stocks, all of which I own in some capacity, that I think can bridge you over to the future fairly unscathed. 

Quest Diagnostics, (Symbol DGX, $124.81)

 Testing, Testing and more testing. Earnings will stack up in 2021.  Forward PE of 12.42. Return on Equity of 18.7%. Also pays a dividend.

        Generac Holdings Inc. , (Symbol GNRC, $222.97)

         Ever have the power go out at your home? With the climate conditions and old power grid infrastructure it is happening more and more often. Exploding earnings growth. Great ROE and ROI. Ultimately, they will go head to head with Tesla for the market of power backup and battery backup in homes and business.

Target Corporation , (Symbol TGT, $172.31)

 Brick and mortar, web on line ordering, and adding Ulta Beauty boutique stores within their existing stores. I went in Target and this is where all the young people shop. Again, exploding earnings and sales growth. Great ROE and ROI.  They can ship you your toilet paper and paper towels. They are making money. 

Newmont Corporation , (Symbol NEM, $61.65)

With a possible 4 Trillion $$ in stimulus coming with the Democrats winning the election, this is your hedge against a devaluing dollar and future inflation. 40,000 ounces of gold in their inventory. This company makes money, pays a dividend, and is ESG friendly in their basic materials space. Forward PE of 13.60. Great                                                                                            Current Ratio and very little debt. Buy it.

McKesson Corporation, (Symbol MCK, $169.87)

 A Return on Equity of 39.40%. These are the guys that were picked by the current US Government to distribute the Covid vaccine when released. A forward PE of 9.61 this company is gushing earnings. One skeleton in their closet is the Opioid lawsuit settlement with the other pharma distributors.  But this will be settled out and paid over a number of years. But with $ 234 Billion in sales last year, it would take a very large iceberg to take this ship off course. 😊

"Finally he is getting something down on paper."

Be very careful at your Thanksgiving gatherings.  Was your hands and keep your mask on. It may seem silly, but you increase your odds of staying healthy. Also get your normal Flu shots from your doctor or pharmacy.

Thanks and Happy Holidays,

Freewilly

Robinhood - He takes from the rich and gives to the poor, that is the principle anyway. Save a little on the side for Richard the LionHeart to rule the land fairly

Dow Jones Industrial Average 25,871.46  (Up) week ending 06/19/2020  -  S & P 500 3,097.74  (up)

...And so we enter the age of Robinhood. Swarms of new retail customers, both young and old, armed with their shiny new cell phones, loaded up with their new Robinhood stock trading application. 

It has all gone swimmingly so far to begin with,  with a high volatility upside time period and a move of 40%. You could buy pretty much any retail stock, regional bank, airline, cruise line, oil stock, casino stocks, industrial stocks, Boeing or some Fintech stocks and made an easy, easy gain. It made it look so easy.

Some people even used leverage on the application borrowing money and invested it for extra leverage. (The 4th deadly sin of investing, unless you are George Soros or Stanley Druckenmiller and you know what your are doing.)

But those fun and easy times are over now.  Like in the movie Robinhood with Errol Flynn, King John is trying to lure you to come into the castle for the big target shooting competition and bring your bank account, and it turns out once again that it is a trap!  

Head for Sherwood Forest! You could lose your head, or even worse yet your new found money and more. 

So if you decide to come to this competition against the Pro traders and their computer algorithms,  you better be armed with the proper bow and arrows.

I would recommend to find a simple stock screen program and search for stocks that have a Current Ratio of at least 3 to 1.  I would also screen those same companies and pick/screen through ones that have a Return on Equity of at least 15% or higher.

This should keep you out of the "big trouble",  working from this screened list. Like Peter Lynch said, " No company ever went broke that didn't have any debt".

 .... And, if you are going to fall in love with a stock, like Robinhood with Maid Marion, decide ahead of time at what gain % you want to sell and take a profit.  Also if you have made a mistake, that is OK, just acknowledge it as soon as possible, sell the stock, and move on. The best of investors has made mistakes and learned from it. Call it the cost of your stock trading education.

So young Will Scarlet, don't try to steal any mutton from a sword wielding Friar Tuck! If you purchase any stock options, know that you could lose all your money. (All , every cent).

Just stay within or develop a trading discipline. Mine is Value Investing, but there are many successful traders using all different trading techniques and disciplines, including being long and short the stock market at the same time. Find what works best for you.

Best of luck!  Keep your eyes open and learn what your personal risk tolerance is for trading stocks.

 Best Regards,

Freewilly   06/21/2020

Lauren Templeton - "Trouble is Opportunity" Ideas from her Great Uncle Sir John Templeton, Value investor

Investing the Templeton Way   <<<<<   Click the link to the left <<<<<   to see Lauren's talk and presentation at Google. Some words of wisdom.

Happy Easter and Passover,

Freewilly

Posting a blog for Low-Income investors to get started investing. It is from a request on Facebook to Consuelo Mack's Wealthtrack page post to invite a guess to speak about low-income investing

Dow Jones Industrial Average 21,410  (UP ) Week ending 03/27/2020
S&P 500 2520.00

 The Wilson's, my dad, vintage 1919-1920

Social media is a great incubator of ideas. I was responding to a Facebook post under the WEALTHTRACK site from Carol C. from New York that was interested in Consuelo Mack inviting a guess to address investing for low income investors. So I thought I would give it a shot here. 
      I have a little first hand experience with low income. My father, who was a bus driver, died when I was 5.  I remember doing my mom's taxes back in the late 60's and her income came to $8000.00 a year plus Social Security for me. I had never realized that we were so poor. I never felt like it though,  because my mom Marie, was the best deployer of capital that I have ever known.

I posted a picture of my grandmother Wilson with my Dad and his brother and sisters back from 1920. I guess that most folks were low income during that time period. 

This week on Wealthtrack, Consuelo Mack invited 3rd generation investor Christopher Davis from the Davis Funds.  Wealth Track - Consuelo Mack - Christopher Davis interview click here .  

 Consuelo Mack 

Christopher Davis reflects on his family and how well that they have done with bank stocks which historically have been very good at compounding wealth.  So I will put my low income ideas about how you can get started buying bank stocks as a low income investor.  ****I should note*****  that I am not a Series 7 listed financial adviser , but low-income folks do not usually have a financial adviser ! , so I can only offer the ideas of an amateur investor with 40 plus years of investing experience. I should note, that I am a Value investor and follow that disipline.

So here we go with some low priced bank stocks.

KeyCorp (symbol KEY)  buy 5 shares @ 11.20 = $56.00 total. 
Currently pays a 6.61% dividend

Citizens Financial Group (Symbol CFG) buy 5 shares @19.96 = $99.80 total.  Currently pays a 7.82% dividend

Regions Financial - (Symbol RF) buy 5 shares @ 9.67 = $48.35 total. Currently pays a 6.41 % dividend

Bank of America (Symbol BAC) which was the first bank to let women open accounts!, Buy 5 shares @ $21.60 = $108.00 total

So those are the banking stock ideas to get started. If you want a couple different sector stocks to be diversified to balance out your risk, here are two that I like.

ADT Inc. (Symbol ADT)  Buy 10 shares @ $4.71 = $47.10 .  It pays a 2.97% dividend

Good Year Tire and Rubber Company (Symbol GT) Buy 10 shares @ $6.32 = $63.20.  It currently pays a 10.13% dividend.

Understand that these are turbulent times in the stock market so these prices may move up or down a bit. 

You can open up an account with one of the on-line investing companies. Some offer to give you the first few trades or all the trades free. You will have to do some homework on this.

 Picture of my hero Lou Rukeyser from "Wall Street Week". The reason I started this blog.

Have a wonderful Sunday,

Freewilly

The Perfect Storm - Covid 19 - Saudi-Russia oil dispute - Treasury bills - 10Year. - dropping below 1 percent. Just when you thought that you saw everything, now this rolls out

Dow Jones Industrial Averages 19,173.98  WAY >>>Down  - Week ending 03/20/2020
S & P 500  2304.92   

"The Perfect Storm" 

I have seen a lot of stuff over the last 50 years, but nothing ever that looked like this. Whole industries are being shut down for 30, 60 , 90 days, who knows?  New York, California, Pennsylvania shutting down whole states and people sheltering in place. You could never dream up anything like this. Risk tolerance?  That all went out the window. This was soul searching, gut checking survival mode. You better have had a plan coming into this. Value investing with a durable high quality line up of companies both in my 401K and IRA accounts was my plan. Very little in Bonds, safe liquid stuff all in money market instruments. Do not like bonds here. Rather S&P 500 Index funds.

Still in the short term,  I got crushed just like everybody else. As devastating as it all has been, it has been crazy interesting watching the rotations and movements on a daily basis.
New great deals popping up on a hourly basis with big flashing lights saying ,"buy me Now", then poof disappearing from sight. Extraordinary! 

Well right now , just like in the Perfect Storm movie, we are in a little calm spot in the eye of the storm. Maybe half-way, a little more, towards a market bottom. But those 80 foot waves will be back again on Monday, and this thing is all heading down further. Some will lose there nerve and capitulate and sell.  That will not be me or any of my Freewilly Stockpicker Blog followers. We will be be diving for pearls during the storm. 

Here is what to look for as they pop up at great prices:

Nvidia (Symbol NVDA) is like the Hope diamond of stocks. If you can grab 25, 50, 75 shares go ahead and do it as it dives down. 

Facebook, (Symbol FB).  They are stepping in as "lender of last resort" for the small businesses that are their customers. Friggin brilliant!  a Value stock here with lots of cash and growth on the horizon and Instagram. Damn right!

EOG Resources (Symbol EOG) is the "Apple" of the oil industry with a pristine balance sheet. They can make money with $30.00 WTI oil.  They just cut back on $2 Billion of CapEx spending. Hunker down to own this great company in the oil patch. 

Verizon Communications Inc. (Symbol VZ) - A low cost 5G play focused on wireless and has a rock solid dividend of 4.75%.  Use this stock as a bond yield proxy. Super safe.

Oshkosh Corporation (Symbol OSK) These guys have government contracts to build the replacement vehicle for the US Army and Marines that is replacing the Hummer. It is down 40% from its highs.  Consider this one "Shelter from the Storm".

Kinder Morgan Inc. (Symbol KMI)  They threw the baby out with the bath water. Rock solid company, good balance sheet and lots of insider buying. 

There are many more names that will flash up this week. Think long term, Quality, good Return on equity. The world is not going to end this week and you need to eventually retire , right?

 "Sammy Davis Jr. Jr. - (the dog in) - Everything is Illuminated"

Grab the Tums, Rolaids, Mylanta and Coca Cola syrup.  Fasten your seat belt, lock your doors, roll up the sidewalks,  it is going to be a wild ride. You will be fine.  Don't get scared and please do wash your hands and stay clear of this dreadful virus.

We are all in this together,

Peace

Freewilly